Employers' going over insurance papers

Claims that Employers’ Liability Insurance Can Cover

All responsible business owners should have Employers’ Liability Insurance. It is designed to cover costs if an employee suffers a workplace injury that is not fully covered by Workers’ Compensation Insurance. In fact, in all but a few states (North Dakota, Ohio, Washington, and Wyoming), Workers’ Comp includes Employers’ Liability Insurance. There are typically two…

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business client sitting with insurance advisor

Keeping your Business and Employees Safe with Workers’ Comp Insurance

Workers’ Compensation Insurance is invaluable to New Jersey employees and employers alike. For employees, it provides coverage for all work-related injuries and illnesses; for employers, it allows business owners to offer comprehensive insurance for work injuries while protecting their interests. All New Jersey businesses, except those covered by federal programs, are legally required to carry…

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Business insurance agent sitting with client

Important Questions to Ask Before Buying Business Insurance

At Blue Lion Insurance Advisors, LLC, our New Jersey clients have many questions when they consult with us. Fortunately, we have the comprehensive knowledge of Business Insurance policies to be able to answer them accurately.  More than that, we have the extensive experience and well-developed skill set to assist them in deciding which types of…

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Construction worker shaking hands with an insurance advisor

Types of Construction Insurance You Should Know About

Construction businesses carry a higher level of risk than most other companies. Though the risk level varies widely from one type of construction to another, all construction workers are in greater danger of physical harm than office workers, retail employees, or those who work in professional venues.  In addition, construction companies also run a higher…

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Employees of a business covered by employment practices liability insurance - Blue Lion Insurance Advisors

Employment Practices Liability Insurance: Crucial for All Businesses

Provided by Blue Lion Insurance Advisors, LLC Employment Practices Liability Insurance in Red Bank, NJ According to a recent study, more than half of all claims filed for employment-related liabilities are against employers with fewer than 50 employees. Alarmingly, the study also reveals that not even 2 percent of small businesses have employment practices liability…

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car accident

What Happens If My Business Car Is in an Accident?

Car accidents, even when they don’t involve injuries, are jarring and troublesome. This may be particularly true when they involve a business car that doesn’t belong to the driver. Most experienced drivers have been involved in at least one fender bender but may wonder what happens if they damage the company car or if such…

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