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Clinton, New Jersey is the epitome of a picturesque town, from its charming antique bridge, twin grist mills, and historical Red Mill Museum Village to its Main Street of inviting cafes, quaint shops, and alluring art galleries. Businesses here thrive in a community of comfortable residents and entranced visitors. But, like all businesses everywhere, Clinton’s enterprises require insurance to protect themselves from external and internal threats. For this, they turn to an insurance broker from Blue Lion Insurance Advisors, LLC.

Blue Lion Insurance Advisors, LLC serves businesses throughout Clinton, New Jersey, and is known as a premium firm with high standards of integrity. Our advisors are not affiliated with any particular insurance company and are loyal only to our clients. We are committed to providing excellent insurance and risk management services at a reasonable cost. Contact us soon at (732) 649-1600 or visit our contact page to find out more.

Our Broker Offers a Full Spectrum of Commercial Insurance For Clinton Residents

At Blue Lion Insurance Advisors, LLC, we are well aware that your Commercial Insurance needs may vary according to your location, the nature of your business, and specific factors such as whether your business uses its own vehicles or equipment, whether you own, rent or lease your workplace property, and whether you maintain an inventory.

Our advisors are competent analysts of your insurance needs so you can rest assured that when you contact us we will help you focus on the policies that will best protect your unique company.

We have a track record of successfully handling insurance for small shops, retail establishments, construction, manufacturing and distribution companies, service providers, professional organizations, and national franchises — so whatever type of business you’re in, we can offer you the most effective:

  • Business Auto Insurance
  • Business Continuation Insurance
  • Business Property Insurance
  • Construction Liability Insurance
  • Cyber Liability/Data Breach Insurance
  • Directors & Officers Insurance
  • Errors & Omissions Insurance
  • Insurance for Specific Industries
  • Professional Liability Insurance
  • Workers’ Compensation Insurance

All the insurance products we offer are constructed to help protect your company from physical, financial, or reputational damage. You can rely on us to recommend the best policies to keep your business secure in the event of severe weather, fire, theft, on-the-job employee injuries, and lawsuits filed against your company. Our team has comprehensive knowledge of each kind of insurance we offer. Contact us today for a free consultation so we can clarify your best options.

Common Types of Commercial Insurance Our Broker Offers in Clinton, New Jersey

General Liability Insurance

General Liability Insurance protects your business from many types of lawsuits, including claims that:

  • Your business caused someone bodily harm
  • Your business damaged property you rent
  • Your business damaged someone else’s property
  • Your business infringed on a copyright, ran misleading ads, or committed libel or slander
  • Your business or employees damaged the reputation of a customer/client/competitor

If the verdict in such a lawsuit goes against you, General Liability Insurance will provide the funds for you to pay legal expenses and to cover medical expenses, property damage, or reputational repair costs.

Clinton Business Property Insurance

Business Property Insurance protects your company property from external dangers like theft, fire, vandalism, and windstorms. If you require coverage for floods or earthquakes, special riders are generally required. Business Property Insurance typically covers:

  • Structures on your business property
  • Inventory stored on your business property
  • Landscaping structures, such as fences
  • Personal property at your business
  • Tools and equipment used to operate your business
  • Furniture in your offices, break rooms, etc.
  • Computers, printers, fax machines
  • Documents essential to running your business

Employment Practices Liability Insurance (EPLI) Broker

Now that numerous federal and state laws entitle your employees to sue your company for many types of discrimination, it is critical for your business to have EPLI. It is impossible to foresee when an employee may claim that they have been discriminated against for their:

  • Race
  • Age
  • Sex, sexual orientation, gender identity
  • Religion or belief system
  • Ethnicity, color, country of origin
  • Disability
  • Marital status
  • Military status
  • Pregnancy

Therefore, it is essential to be prepared by having a strong Employment Practices Liability Insurance policy. In addition to protecting you from discrimination claims, EPLI will protect you from employee claims of invasion of privacy, false imprisonment, wage and hour violations, and breach of contract. Since a single lawsuit can cause you a great deal of reputational harm and jeopardize your assets, being properly insured is crucial.

Professional Liability Insurance

Professional Liability Insurance protects individuals who have special training and knowledge in their chosen fields, so Professional Liability Insurance covers the harmful mistakes of a broad range of professionals, including:

  • Accountants, financial analysts, and advisors
  • Architects and engineers
  • Doctors and lawyers
  • Educators
  • Engineers and architects
  • Contractors and commercial builders
  • Healthcare workers and beauticians
  • Marketing consultants
  • Psychologists & other mental health counselors
  • Real estate brokers
  • Scientists
  • Technological experts

Professional Liability Insurance protects our professional clients against accusations of negligence, malpractice, providing erroneous information, or misrepresenting their skills or credentials.

Cyber Security Liability Insurance

Presently, it is imperative to have Cyber Security Liability Insurance since so many business transactions and other business records are stored electronically. Cyber Security Liability Insurance protects your company from cyber attacks, data breaches, and the legal expenses your company will be liable for if someone on your staff makes a computer error that harms another individual or company.

Clinton Franchisor and Franchisee Liability Insurance

Franchise operations, like all businesses, need insurance to protect them from civil lawsuits claiming:

  • Customer injuries on the premises
  • Defective, damaged, or harmful merchandise sold by the franchise
  • Libel or slander of clients, customers, or competitors

Even though the umbrella company of your franchise provides a protective business model, you are still vulnerable to risks. This is where Blue Lion Insurance Advisors, LLC can be invaluable. Having worked with franchises for many years, our insurance advisors have an in-depth knowledge of how to make sure your business is fully protected.

Contact Our Experienced Clinton, NJ Commercial Insurance Broker Today!

In Clinton and throughout New Jersey, informed business owners are looking to Blue Lion Insurance Advisors, LLC to meet their Commercial Insurance needs. Not only do we offer a full range of insurance products for all types of businesses, but we also have a well-earned reputation for dedicated, personalized service. Contact us now to find out how our insurance advisors will make your Commercial Insurance Blue Lion Strong™.