Like thriving businesses everywhere, the many and diverse businesses of Stafford Township, New Jersey need insurance to protect them from natural disasters, fires, theft, vandalism, and costly lawsuits. Blue Lion Insurance Advisors, LLC is here to provide the guidance you need to make sure your company has Commercial Insurance that is Blue Lion Strong™.
Whether you own a retail store, a car or truck dealership, a medical practice, a manufacturing establishment, or a beauty salon, contacting Blue Lion Insurance Advisors, LLC is a wise choice. We are among the most reliable and efficient insurance brokers in the country.
Get in touch with us at (732) 649-1600 or contact us online to discover outstanding customer service provided by knowledgeable insurance advisors. Because we are not affiliated with any particular insurance company, we are loyal only to our clients, laser-focused on providing you with the most comprehensive coverage at the most reasonable price.
How Commercial Insurance Keeps Your Company Safe
The insurance products we handle are designed to protect your business assets, your bottom line, and your reputation. Depending on your business location, the equipment you use, the size of your company, and the work you do, your insurance needs may vary.
At Blue Lion Insurance Advisors, LLC, our staff always keeps current with local laws that affect insurance coverage in your area as well as the specific contents of the insurance policies themselves, so we are able to give you accurate, dependable advice.
Types of Commercial Insurance we offer include:
- General Liability Insurance
- Professional Liability Insurance
- Workers Compensation Insurance
- Cyber Liability/Data Breach Insurance
- Business Property Insurance
- Business Continuation Insurance
- Business Auto Insurance
Of course, we also provide more specialized policies designed to meet less usual needs.
Why Stafford Township Businesses Choose Blue Lion Insurance Advisors, LLC
In addition to our well-earned reputation for furnishing all types of cost-effective Commercial Insurance, our company has a long history of satisfying our clients whether they own large corporations, manufacturing plants, small businesses or professional practices. In order to offer the best possible service to our clients, our insurance advisors:
- Offer free consultations
- Tailor our recommendations to your particular business requirements
- Keep up-to-date on all information pertinent to your insurance coverage
- Stay in contact with you to make sure your present insurance aligns with your current needs, accommodating any important changes to your company structure, location or size
Most of all, we pride ourselves on being there for you when trouble comes and you most need our help.
An In-Depth Look at Some of the Policies We Offer in Stafford Township
Here is a closer look at some of the valuable types of insurance we provide:
Business Liability Insurance
All businesses require Business Liability Insurance to protect them from the following potential threats:
- Personal injury lawsuits brought by individuals who were injured on your property or had property damaged by your company
- Lawsuits from others who claim that your business has damaged their reputation
- Claims of copyright or patent violations, or claims of running misleading ads
- Claims of property damage in your business’ rental space
Such lawsuits can result not only in enormous settlements to pay for medical costs, repair or replacement of property, or costs to repair reputational harm, but also in exorbitant legal fees. Well-chosen Business Liability Insurance can cover the attorneys’ fees and court costs whether you win or lose. Business Liability Insurance is a wise investment since litigation expenses can run over $100,000 for a single case.
Costs for Business Liability Insurance vary widely according to factors such as: the type of business, the kinds of equipment and substances used, the number of employees, the level of risk of the tasks performed, and whether customers or clients are frequently on your premises. No matter what your circumstances, our skilled insurance advisors can provide you with a careful and honest appraisal of your company’s insurance needs.
Employment Practices Liability Insurance (EPLI) in Stafford Township
Because employment discrimination continues to be an issue in New Jersey as well as throughout the country and because there are an increasing number of laws to protect against such discrimination, a great many discrimination lawsuits are filed annually in our courts.
Although many of these lawsuits are legitimate, reflecting bigotries that punish employees for their age, sexual orientation, religion, skin color, etc., some are fraudulent. Disgruntled or greedy workers sometimes sue simply to collect monetary damages, reverse a justified termination, or discredit an employer with whom they have clashed.
It is important to realize that a discrimination lawsuit can be detrimental to your company’s reputation as well as damaging to your bottom line. This is why you need Employment Practices Liability Insurance (EPLI). If you do not yet have EPLI, contact our insurance advisors now to discuss which policy can offer you the best protection at the most reasonable price against claims of:
- Wrongful termination
- Workplace sexual harassment
- Workplace discrimination
- Discriminatory practices in recruiting/interviewing processes, bonuses, promotions, employee evaluations, and workplace conditions
Once you contact our highly capable insurance advisors, you will realize how well-prepared we are to assist you in this area. Our advisors are well-versed in employment law as it relates to your particular business, and will always steer you to the EPLI policy best suited to protect your company.
Commercial Flood Insurance
According to FEMA (Federal Emergency Management Agency), 25 percent of flood claims are filed by businesses in moderate or low-risk flood zones. This is why we recommend that all New Jersey businesses purchase Commercial Flood Insurance. We have seen too many businesses suffer serious or catastrophic damage in spite of the fact that they were not located in a “flood zone.”
We may be able to get you a break on the price of Commercial Flood Insurance, known as a “Preferred Risk Flood Policy” if your company is deemed to be at low risk for flood damage.
Contact Our Experienced Stafford Township Commercial Insurance Advisors Today
There are a great many types of Commercial Insurance and figuring out which are essential for your business can be confusing. This is why getting in touch with our knowledgeable insurance is vital to protecting your company and its resources. Contact us now to make certain that your business can withstand external risks and dangers from within and learn how we can make your insurance policy Blue Lion Strong™.