Construction businesses carry a higher level of risk than most other companies. Though the risk level varies widely from one type of construction to another, all construction workers are in greater danger of physical harm than office workers, retail employees, or those who work in professional venues. In addition, construction companies also run a higher…
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Claims that Employers’ Liability Insurance Can Cover
All responsible business owners should have Employers’ Liability Insurance. It is designed to cover costs if an employee suffers a workplace injury that is not fully covered by Workers’ Compensation Insurance. In fact, in all but a few states (North Dakota, Ohio, Washington, and Wyoming), Workers’ Comp includes Employers’ Liability Insurance. There are typically two…
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Differences between Employment Practices Liability Insurance and Workers’ Comp
For many New Jersey business owners, the differences between Workers’ Compensation and Insurance and Employment Practices Liability Insurance (EPLI) remain unclear and they wonder why their companies require both types of coverage. If you are confused about this matter, or simply on the market for the most cost-effective policies of each kind, now is the…
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Types of Businesses that Benefit from Professional Liability Coverage
At Blue Lion Insurance Advisors, LLC, our New Jersey clients often ask whether their business requires Professional Liability coverage or if Commercial General Liability coverage is sufficient. This is an important question and one our experienced insurance advisors are well-prepared to answer. Contact us now for a free consultation so we can discuss the subject…
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Why Sole Proprietors Need Strong Insurance Coverage
If you believe that because you’re a sole proprietor your needs for Business Insurance are small and simple, you may be making a very costly mistake. Be aware that business dealings, even on a relatively small scale, can involve complex liabilities. The smartest thing to do is consult with an experienced professional in the insurance…
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Does My Business Need Personal and Advertising Injury Insurance?
As a New Jersey business owner, you may be confused by the numerous and varied types of insurance available to your company and wonder which are vital to keeping your business well-protected. Many business owners are unclear about what coverage Personal and Advertising Injury Insurance provides and whether they need it if they already have…
Continue reading…What Types of Business Insurance Do I Need?
Many people are not aware of the diverse and numerous types of insurance their businesses may need. In New Jersey, Blue Lion Insurance Advisors, LLC is well-prepared to guide you through the process of insuring your business, whether it is a small shop or a corporation, a retailer or service provider, a professional office or…
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Common Business Insurance Mistakes
All businesses require insurance to protect their premises, their equipment, their data, their reputation, and their bottom line, but without the help of knowledgeable insurance advisors, it is easy to make expensive Business Insurance mistakes. That’s why if your business is in New Jersey, you should make a wise choice and consult with Blue Lion…
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Why You Need Cyber Liability Insurance for Your Small Business
After witnessing the damaging cyberattacks that have taken place in large corporations, schools, and professional offices, some small business owners continue to believe that their company is not at risk. This is a serious, possibly catastrophic, mistake. Small businesses, even those with only a single computer, can be shut down by a single cyberattack. This…
Continue reading…What does Commercial Property Insurance cover?
All businesses, large and small, require property insurance. Whether your company is self-contained or has a massive inventory, as long as you have a location and equipment, you need protection from loss. At Blue Lion Insurance Advisors, LLC, in Red Bank New Jersey, we counsel clients about what kinds of Commercial Property Insurance they require…
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