Whether you’re contemplating starting a new business or already have an established one, it is essential to have business insurance to protect your assets, your reputation, and your livelihood. Many people are not aware of the diverse types of insurance their business may need. This is why it makes sense to have a professional insurance…
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How Cyber Insurance Protects Your Business During the Pandemic
Cyber crime has, unfortunately, become even more rampant recently because of the pandemic, for reasons that will be explored here. No matter what the size or nature of your business, it is essential that you have cyber insurance. The sensible way to make this important purchase is under the guidance of a professional, well-vetted insurance…
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Keeping Your Company Diverse and Inclusive with EPLI
When most people think of business insurance, the first thing that comes to mind is premises liability to cover accidents on their property. There are, of course, a great many other types of commercial insurance to be considered, many of which are vital to your company’s survival. In today’s world, one of the most important…
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Commercial General Liability Insurance: Your Defense Against Liabilities
The only way to effectively protect the assets of your business is to carry commercial general liability (CGL) insurance coverage. CGL policy protects your business from damages caused by bodily injury or property damage which your business could be responsible for. What Does CGL Insurance Cover? A typical CGL policy could provide coverage for claims…
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General Liability Insurance for Businesses
What is General Liability Insurance? General liability insurance is a policy that protects your business from normal accidents. Therefore, it should be a coverage held by all businesses and contractors. The consequences of not getting general liability insurance for your business could cost you a lot of money. A single claim, say an injury on…
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#MeToo Movement – Small Businesses Most Vulnerable to Sexual Harassment Claims
One Reason to Consider Employment Practices Liability Insurance The #MeToo movement has spread across the globe since gaining traction in Hollywood, and small business owners should see it as a wake-up call for preventing sexual harassment in the workplace. This is where Employment Practices Liability Insurance or EPLI comes in. In wake of the #MeToo…
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Why Professional Liability Insurance
Why Do I Need Professional Liability Insurance? If you own a business and especially, if you provide a professional service, then it is wise to obtain Professional Liability Insurance. This coverage helps provide protection from business claims and errors and omissions that do not meet the criteria for commercial general liability coverage; secure yourself and…
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Cyber Liability Insurance NJ for Small Businesses
Cyber Security Insurance NJ for Small Businesses Here’s why you need cyber security insurance NJ. Because high-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. During recent surveys conducted by Symantec’s Kaspersky Lab and the National Cyber security Alliance suggest that many small business…
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Business Continuation Insurance – How Can Your Business Benefit?
Few things are more important than continuous revenue and cash flow, particularly for small to medium-sized businesses than business continuation insurance. In fact, even one small business interruption can be incredibly costly for an organization, often leading to serious damage to a business reputation, or possibly long-term or permanent closures. That’s where business interruption…
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Directors and Officers Insurance for Corporations and Non-Profits
Avoiding corporate scandals has forced privately held companies and non-profit corporations to reassess their insurance policies to limit their liabilities arising from management decisions of their board of directors. This is where a good directors and officers insurance policy becomes invaluable. Statistics show that employees and shareholders are the likeliest groups to lodge D&O…
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