Active business setting

What Does Business Interruption Insurance Cover?

At Blue Lion Insurance Advisors, LLC, we provide our New Jersey commercial clients with insurance coverage to protect their companies and their employees. One essential type of coverage we offer is Business Interruption Insurance. Because our insurance advisors are unaffiliated with any particular insurance company, they are fully committed to working in your best interests….

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business' reputational risk

5 Ways to Manage Your Business’s Reputational Risk

Before we count the ways to manage your business’s reputational risk, let’s spend a minute or two understanding what reputational risk is and how the reputation of your company affects your bottom line. Reputational risk is the possibility that uncontrollable external events such as negative publicity or an unpopular or illegal action taken by someone…

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umbrella insurance

Reasons to Carry Umbrella Insurance

Commercial Insurance policies are a bit like umbrellas — you carry them in case you need protection. Carrying the comparison further, Umbrella Insurance policies can be likened to golf umbrellas. They provide much broader coverage, above and beyond the standard limits,  when your other policies are not up to the task. If you want to…

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workers' compensation claim

Overview of Workers’ Compensation Insurance

If you are an employer preparing to deal with Workers’ Compensation Claims in New Jersey, you can count on the experience and knowledge of Blue Lion Insurance Advisors, LLC to see you through. Although Workers’ Compensation Insurance is a practical solution to the ongoing problem of work-related injuries, the program varies from state to state…

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Understanding the Types of Group Benefit Plans

At Blue Lion Insurance Advisors, LLC, we know how valuable Group Benefit Plans can be to companies and individual employees in Red Bank and throughout Monmouth County.  Contact us online or at (732) 649-1600 for a free consultation so we can assist you in choosing the group health plan best suited to your organization’s needs…

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business partners looking over insurance plans

Does my business need both Professional Liability Insurance and General Liability Insurance?

At Blue Lion Insurance Advisors, LLC, we are often asked to explain whether it is important for businesses to have Professional Liability Insurance as well as General Liability coverage. In almost all cases, the answer is Yes. While General Liability offers protection from physical risks, such as bodily injuries and property damage, Professional Liability covers…

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flooded warehouse

Why Should My Business Have Flood Insurance?

According to FEMA, floods are the most common and costliest disasters in the U.S., negatively impacting millions of individuals and businesses annually. New Jersey, with almost 2,000 miles of coastline, is more vulnerable than residents realize. Because just a few inches of water can result in thousands of dollars worth of damage, nearly 40 percent…

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insurance claims

Most Common and Costly Business Claims

At Blue Lion Insurance Advisors, LLC, in Red Bank, New Jersey, we make your small business our priority by providing you with the most comprehensive, cost-effective Business Insurance policies available. Because our insurance advisors are not sales representatives for any particular insurance carrier, we are able to be objective. Because we understand the most common…

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errors and omissions

Errors and Omissions Insurance: The Basics

No individual or business is immune to mistakes, so it is necessary for your company to carry Errors and Omissions Insurance. This type of policy, also known as E&O Insurance and/or Professional Liability Coverage, provides protection from legal claims alleging errors in your professional services. At Blue Lion Insurance Advisors, LLC, where we pride ourselves…

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Person using social media

Is Social Media a Liability Risk for Your Business?

As more and more business advertising, marketing, and promotions take place on social media, it becomes essential that we pay attention to the liability risks associated with such online communications. At Blue Lion Insurance Advisors, LLC, in Red Bank, New Jersey, our primary goal is to ensure that your company is protected from the high…

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