Your vacation home is as place you go spend quality time with family and friends and to relax. Its place where long lasting memories are made. With a vacation home insurance from Blue Lion Insurance Advisors, you can rest easy knowing we’ve got those memories protected.
If your vacation home, secondary home or seasonal home have a mortgage, your lender may require vacation home insurance just as it would for your primary residence. Also, there may be additional requirements in the policy because you only reside there for part of the year or you may use your home for seasonal rentals. It is important to review your vacation home insurance policy every year and keep an up-to-date home inventory in case you would need to file a claim following a loss.
Even if you do not spend much time at your vacation home, you might consider maintaining coverage for the structure, contents and your liability in the event that someone gets injured on your vacation property while you’re not there. Blue Lion Insurance Advisors in Red Bank NJ can help make owing a vacation home worry-free.
When reviewing your policy, remember the insurance requirements in another area or state may be different than where your primary home is located. You might need flood insurance or additional coverage against wind, hurricanes or earthquakes. Their may also have special deductible requirements for wind damage, hail damage, hurricane damage or flood damage.
Buying vacation property insurance doesn’t have to be difficult, and it doesn’t take long. Get exactly the insurance need with Blue Lion Insurance Advisors. You can give us a call at (732) 649-1600 to learn more or schedule an appointment in Red Bank, NJ. You can also fill out our Contact Us form at your convenience.