Although we have no choice but to accept the presence of risks in our lives, most of us do our best to minimize them — for ourselves, our loved ones, our homes, and our businesses. Blue Lion Insurance Advisors, LLC are experts in commercial risk management as well as dependable brokers of Business Insurance. For 100 years, we have been providing clients throughout New Jersey with excellent advice and fine customer service.
Because we are not affiliated with any one insurance company, we offer a full spectrum of policies and are loyal only to those we serve. Contact us now at (732) 649-1600 or online for a free consultation to discuss which insurance policies are essential for your particular business and how we can help you lessen and avoid risks to your company’s bottom line.
What are the risks your business faces?
In the realm of business, as in our private lives, risk avoidance means refraining from doing things that increase your chances of physical, reputational or financial risk. In other words, working on an overall plan to make it less likely that your business will suffer damage from:
- Severe weather
- Fire
- Theft
- Cyber attacks
- Vandalism
- Lawsuits (by employees, competitors, injured parties)
Blue Lion Insurance Advisors, LLC has a century of experience helping clients make their businesses more secure and more resilient in the face of the numerous threats that surround them.
Strategies to Avoid Risks
Our skilled insurance advisors will not only set you up with an insurance portfolio to make your company able to recover from unexpected calamities. We will also recommend ways you can make your business practices sync with your safety goals by strengthening your company policies and employee training programs, and by utilizing “hold harmless agreements” (waivers) to prevent you from being liable for specified losses or damages.
Such strategies can protect your bottom line by [1] keeping your insurance costs lower [2] saving you the cost of deductibles [3] keeping your employees, customers, or clients safe from
accidents, discriminatory behavior, and accusations of misconduct.
Examples of Risk Avoidance
According to the nature of your business, you may be able to lessen or avoid risks by:
- Installing security lights and alarms
- Not storing hazardous chemicals on the premises
- Making sure you have sufficient technical protection of online data
- Maintaining a clean and orderly business environment
- Making sure that important documents, equipment, perishables, and inventory are stored safely and securely
- Making sure your employees are well-schooled in company policies regarding physical safety, harassment, confidentiality, etc.
Taking proactive steps to lessen risks can make a big difference. Contact us to learn how.
How Insurance Helps Your Business Recover When Risk Avoidance Fails
No matter how many protective measures you take as a business owner, you can never eliminate risks altogether. It is critical to have robust Business Insurance to help you recover from a catastrophe, whether it is a break-in, a hurricane, a data breach, or a lawsuit.
Depending on the type of business you’re in, our advisors will show you how you may benefit from various kinds of Commercial Insurance, such as:
- General Liability
- Professional Liability
- Cyber Liability
- Commercial Auto
- Errors & Omissions
- Workers’ Comp
- Construction Insurance
- Franchise Insurance
- Business Continuation
Contact Our Experienced Risk Avoidance Insurance Advisors Today
While an ounce (or even a pound) of protection can be valuable, it does not always work to keep you safe. That’s where Business Insurance is a godsend. Though insurance is not preventative, it gives your company the ability to recover and thrive, even after it has suffered significant damage. Contact us now to see how we can help you obtain the peace of mind from having Business Insurance that is Blue Lion Strong™.