What is General Liability Insurance? General liability insurance is a policy that protects your business from normal accidents. Therefore, it should be a coverage held by all businesses and contractors. The consequences of not getting general liability insurance for your business could cost you a lot of money. A single claim, say an injury on…
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#MeToo Movement – Small Businesses Most Vulnerable to Sexual Harassment Claims
One Reason to Consider Employment Practices Liability Insurance The #MeToo movement has spread across the globe since gaining traction in Hollywood, and small business owners should see it as a wake-up call for preventing sexual harassment in the workplace. This is where Employment Practices Liability Insurance or EPLI comes in. In wake of the #MeToo…
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Don’t Assume Your Home Insurance Policy Covers Everything
Get a Free Homeowners Insurance Check-up Yes, we know it’s a thick document. Yes, we understand that you’re unlikely to read it front to back and analyze every tidbit of fine print. But given that not all homeowners insurance policies are created equal, it’s important to double check key elements to avoid surprises or adjust…
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Four Improvements That Can Lower the Cost of Your Home Insurance
For most, a home the largest financial investment you’ll ever make. But maintaining that home is also a big financial responsibility. One way to save some cash is by lowering how much you pay for home insurance. Easier said than done, of course. The National Association of Insurance Commissioners reports that the average home insurance…
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Why Professional Liability Insurance
Why Do I Need Professional Liability Insurance? If you own a business and especially, if you provide a professional service, then it is wise to obtain Professional Liability Insurance. This coverage helps provide protection from business claims and errors and omissions that do not meet the criteria for commercial general liability coverage; secure yourself and…
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Cyber Liability Insurance NJ for Small Businesses
Cyber Security Insurance NJ for Small Businesses Here’s why you need cyber security insurance NJ. Because high-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. During recent surveys conducted by Symantec’s Kaspersky Lab and the National Cyber security Alliance suggest that many small business…
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Turkey Fryer Safety Tips
Best Home Insurance Prevention Tips for all your Home Matters The U.S. Fire Administration states that Thanksgiving is the peak day for home cooking fires. While preparing your Thanksgiving turkey can be a timeless tradition, it’s important to keep cooking safety measures in mind to protect yourself, your guests and your home. Get Blue Lion…
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Cyber Security Insurance – A Growing Business Interruption Threat
When you think about what usually causes a business interruption, natural disasters such as fires, earthquakes and floods probably come to mind first. These events can physically damage your property and equipment, making your workspace unusable for a time. The damages from Hurricane Katrina and Super-storm Sandy are perfect examples of how natural disasters can…
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Directors and Officers Insurance for Corporations and Non-Profits
Avoiding corporate scandals has forced privately held companies and non-profit corporations to reassess their insurance policies to limit their liabilities arising from management decisions of their board of directors. This is where a good directors and officers insurance policy becomes invaluable. Statistics show that employees and shareholders are the likeliest groups to lodge D&O…
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Business Continuation Insurance – How Can Your Business Benefit?
Few things are more important than continuous revenue and cash flow, particularly for small to medium-sized businesses than business continuation insurance. In fact, even one small business interruption can be incredibly costly for an organization, often leading to serious damage to a business reputation, or possibly long-term or permanent closures. That’s where business interruption…
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