flooded warehouse

Why Should My Business Have Flood Insurance?

According to FEMA, floods are the most common and costliest disasters in the U.S., negatively impacting millions of individuals and businesses annually. New Jersey, with almost 2,000 miles of coastline, is more vulnerable than residents realize. Because just a few inches of water can result in thousands of dollars worth of damage, nearly 40 percent…

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Flood insurance policy brochure with a mobile phone, digital tablet, and calculator

Flood Insurance

Flood Insurance in New Jersey Most homeowners think they’re protected from weather damage with homeowners insurance, but many people are surprised to find out that regular home insurance policies don’t cover floods. Blue Lion Insurance Advisors, LLC offers flood insurance policies to homeowners in our New Jersey service areas to cover them against the damage…

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Flooded office space

Commercial Flood Insurance

Even in areas of New Jersey unaccustomed to flooding, businesses, like homes, are sometimes seriously damaged by floods. While Property Liability Insurance typically covers plumbing leaks, it doesn’t provide coverage for flooding caused by natural disasters, such as hurricanes or nor’easters. For this reason, smart business owners in Red Bank and throughout Monmouth County contact…

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business insurance

The High Cost of Having No Business Insurance

At Blue Lion Insurance Advisors, LLC, we have experience in risk management and are well-prepared to provide your company with insurance that will provide the cushion you need if things go wrong. We have found that those who feel Business Insurance is overpriced are typically those who have not yet had to file a substantial…

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Business owner holding clipboard and shaking hands with partner across conference table

Business Insurance in New Jersey

Blue Lion Insurance Advisors, LLC, serves businesses throughout New Jersey and licensed in over 30 states with insurance coverage that suits their industry and needs. Our business insurance advisors are well-versed in a wide range of policy types and can help clients navigate their options. With comprehensive coverage at cost-effective prices, our team is proud…

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Franchise Insurance

Although franchise operations offer many advantages to franchisors and franchisees, like all businesses, franchises are subject to external and internal risks. This is why it is essential for both franchisors and franchisees to have necessary Business Insurance policies. Franchise operations in New Jersey are fortunate to have the services of Blue Lion Insurance Advisors, LLC…

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Two business partners sitting at conference table and reviewing printed insurance policy

Franchisor Insurance in New Jersey

Like all types of businesses, franchises typically need several types of insurance coverage. What makes franchises unique, however, is the complex business relationship between the franchisor and their franchisees. In addition to this contractual relationship, franchise owners also have to navigate dealing with customers and shareholders. This complex network presents numerous opportunities for disputes and…

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man pointing to exclusions in business insurance policy

What Are Exclusions in Business Insurance Policies?

At Blue Lion Insurance Advisors, LLC, we assist businesses throughout New Jersey in obtaining insurance that can provide financial recovery in case of various types of disasters. Our clients are often confused about exclusions in Business Insurance policies — how they work and why they exist.   For example, exclusions, like other components of Business Insurance,…

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business people looking at company's statistics

Why Should My Company Have Business Continuation Insurance?

There are many reasons for the flow of a business to stop temporarily — any of which could stem your cash flow, put you in debt, damage your company’s reputation, and even lead to bankruptcy or closure. This is precisely where Business Continuation Insurance from Blue Lion Insurance Advisors, LLC can be invaluable.  Because we…

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