Insurance advisor shaking hands with client

What does Commercial Property Insurance cover?

All businesses, large and small, require property insurance. Whether your company is self-contained or has a massive inventory, as long as you have a location and equipment, you need protection from loss. At Blue Lion Insurance Advisors, LLC, in Red Bank New Jersey, we counsel clients about what kinds of Commercial Property Insurance they require…

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car accident

What Happens If My Business Car Is in an Accident?

Car accidents, even when they don’t involve injuries, are jarring and troublesome. This may be particularly true when they involve a business car that doesn’t belong to the driver. Most experienced drivers have been involved in at least one fender bender but may wonder what happens if they damage the company car or if such…

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Active business setting

What Does Business Interruption Insurance Cover?

At Blue Lion Insurance Advisors, LLC, we provide our New Jersey commercial clients with insurance coverage to protect their companies and their employees. One essential type of coverage we offer is Business Interruption Insurance. Because our insurance advisors are unaffiliated with any particular insurance company, they are fully committed to working in your best interests….

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business' reputational risk

5 Ways to Manage Your Business’s Reputational Risk

Before we count the ways to manage your business’s reputational risk, let’s spend a minute or two understanding what reputational risk is and how the reputation of your company affects your bottom line. Reputational risk is the possibility that uncontrollable external events such as negative publicity or an unpopular or illegal action taken by someone…

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umbrella insurance

Reasons to Carry Umbrella Insurance

Commercial Insurance policies are a bit like umbrellas — you carry them in case you need protection. Carrying the comparison further, Umbrella Insurance policies can be likened to golf umbrellas. They provide much broader coverage, above and beyond the standard limits,  when your other policies are not up to the task. If you want to…

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workers' compensation claim

Overview of Workers’ Compensation Insurance

If you are an employer preparing to deal with Workers’ Compensation Claims in New Jersey, you can count on the experience and knowledge of Blue Lion Insurance Advisors, LLC to see you through. Although Workers’ Compensation Insurance is a practical solution to the ongoing problem of work-related injuries, the program varies from state to state…

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Understanding the Types of Group Benefit Plans

At Blue Lion Insurance Advisors, LLC, we know how valuable Group Benefit Plans can be to companies and individual employees in Red Bank and throughout Monmouth County.  Contact us online or at (732) 649-1600 for a free consultation so we can assist you in choosing the group health plan best suited to your organization’s needs…

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business partners looking over insurance plans

Does my business need both Professional Liability Insurance and General Liability Insurance?

At Blue Lion Insurance Advisors, LLC, we are often asked to explain whether it is important for businesses to have Professional Liability Insurance as well as General Liability coverage. In almost all cases, the answer is Yes. While General Liability offers protection from physical risks, such as bodily injuries and property damage, Professional Liability covers…

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flooded warehouse

Why Should My Business Have Flood Insurance?

According to FEMA, floods are the most common and costliest disasters in the U.S., negatively impacting millions of individuals and businesses annually. New Jersey, with almost 2,000 miles of coastline, is more vulnerable than residents realize. Because just a few inches of water can result in thousands of dollars worth of damage, nearly 40 percent…

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