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Loch Arbour, New Jersey is a wonderful place to own a business. Only about one hour from both New York City and Philadelphia, it has many thriving enterprises, all of which require the Commercial Insurance provided by Blue Lion Insurance Advisors, LLC. If you have a business in Loch Arbour, you are probably aware of our excellent reputation. Contact our Loch Arbour Insurance Company now at (732) 649-1600 or online for a free evaluation of your Commercial Insurance needs.

The Benefits of Dealing with Blue Lion Insurance Advisors, LLC

Our company has a long history of satisfying both small business owners and large corporations by furnishing all types of Commercial Insurance at a reasonable cost. More than that, we are well-known for providing outstanding client service. Because Blue Lion Insurance Advisors, LLC is not associated with any particular insurance company, we owe allegiance only to our clients, offering a broad spectrum of policies at highly competitive prices. 

In order to offer the best possible service to our clients, our insurance advisors:

  • Offer a free consultation during which we listen attentively to understand precisely which types of coverage you need to protect your company.
  • Keep apprised of all new laws and innovative strategies to keep our advice current.
  • Maintain an ongoing relationship with you to make sure appropriate changes are made to your insurance portfolio if and when your needs change due to expansion, downsizing, relocation, or restructuring.

Our insurance advisors are fully aware that we are only helpful to you if we can be counted on in bad times as well as good. You will find us to be dependable and trustworthy, always looking out for your best interests. We know that the way to retain you as a loyal client is to make sure your insurance policies cover you when you need them most.

The Many Purposes Commercial Insurance Serve

Your business may have special insurance needs depending on its location, the equipment and vehicles you use, the nature of the work you do, and the size of your company. Nonetheless, all businesses need Health Insurance and insurance against natural and other catastrophes, e.g. hurricanes, fires, theft, and vandalism. All commercial enterprises also need protection against potential multi-million dollar lawsuits filed by employees, visitors, or competitors. 

Among the many kinds of Commercial Insurance we offer in Loch Arbour are:

In-Depth Look at Some of the Policies We Offer in Loch Arbour, New Jersey

Whether you own a small business, a sizable corporation, or a franchise, Blue Lion Insurance Advisors, LLC can help you determine which kinds of Commercial Insurance you need to protect your assets and your income and keep your business’ insurance policy Blue Lion Strong™

Business Liability Insurance in Loch Arbour

No matter what kind of business you own, it requires Business Liability Insurance. Whether you run a small retail shop, a construction company, a professional practice, or a manufacturing corporation, the right Liability Insurance can protect your business from a wide range of potential threats, including:

  • Personal injury lawsuits brought by customers, clients, or visitors who have suffered injuries on your premises or had their property damaged by your workers, equipment, or vehicles.
  • Lawsuits by customers, patients, clients, or competitors who claim that your business or employees have damaged their reputation
  • Claims that your business violated copyrights or patents, or ran misleading ads 
  • Claims that you have damaged the property your business rents 

In addition to paying medical costs, expenses for repair or replacement of property or costs to repair reputational harm, proper Commercial Liability Insurance can cover the attorneys’ fees and court costs whether you win or lose. Since litigation expenses can run over $100,000 for a single case, it is not hard to see why Business Liability Insurance is a wise investment.

As with all types of insurance policies, costs for Business Liability Insurance vary widely according to factors such as the type of business being insured, the kinds of equipment used, the number of employees, the tasks they perform, and whether clients or customers are frequently on your premises. Whatever your particular circumstances, once you contact our insurance advisors, you will be confident in our thoughtful and honest appraisal of your company’s insurance needs.

Employment Practices Liability Insurance (EPLI)

As employees become increasingly aware of employment discrimination laws, more and more lawsuits are filed, in New Jersey and throughout the country, claiming violations of civil rights. 

While many of these are legitimate, a fair number of them are fraudulent attempts by disgruntled or greedy workers to collect settlements, be rehired, or discredit a disliked employer. If you and your company are accused of discrimination, the lawsuit can be extremely costly in terms of both your legal fees and your reputation, whether you win or lose. This is why you need Employment Practices Liability Insurance (EPLI).

Contact Blue Lion Insurance Advisors, LLC as soon as possible. Our knowledgeable professionals can make sure that EPLI is part of your Commercial Insurance.

EPLI can protect you from claims of:

  • Wrongful termination
  • Sexual harassment
  • Discrimination based on age, race, ethnicity, religion, country of origin, disability, gender, or sexual orientation
  • Discriminatory recruiting and/or interviewing processes, promotions, bonuses, working conditions, or employee evaluations

Blue Lion Insurance Advisors, LLC is fully prepared to help you minimize the calamitous consequences of employment practices litigation by providing you with reliable information about any recent changes to employment law as it relates to your particular business. You can trust us to always steer you to the EPLI that is best suited to your company. 

Commercial Flood Insurance

Most of our clients are not aware that, according to FEMA (Federal Emergency Management Agency), 25 percent of flood claims are filed by businesses in moderate or low-risk flood zones. For this reason, our insurance advisors recommend that all New Jersey businesses purchase Commercial Flood Insurance. Not only can a relatively small amount of water cause extensive damage, but if your company is located in a low-risk zone, you may qualify for the Preferred Risk Flood Policy at a lower cost. 

Contact Our Experienced Commercial Insurance Advisors Today

Don’t allow the company you have worked so hard to build suffer serious damage because you failed to protect it with the proper Commercial Insurance. Connect with our well-informed insurance advisors now to make sure your company’s insurance policy remains Blue Lion Strong™ no matter what.