Shrewsbury Township, New Jersey is a pleasant place to live and work. A diverse community considered to be a suburb of New York City, Shrewsbury, founded in 1693, remains full of thriving businesses. Like businesses throughout the country, those in Shrewsbury Township require insurance to protect them from natural disasters, fires, theft, vandalism, and costly lawsuits.
If you own a business in Shrewsbury Township, Blue Lion Insurance Advisors, LLC is the place to contact for accurate information and superior service regarding all types of Commercial Insurance. We have a long history of serving New Jersey companies and are pleased to offer you the guidance you need to make certain your business has insurance coverage it needs.
Whether you own a large retail store, a mom-and-pop shop, a car dealership, a local law practice or a manufacturing plant, Blue Lion Insurance Advisors, LLC is here to provide you with reliable, customer-centered advice.
Get in touch with us at (732) 649-1600 or contact us online. As soon as you do, you will realize that we are a team of accomplished professionals. Because we are not affiliated with any particular insurance company, we are loyal only to our clients. You can trust us to find you the most inclusive insurance coverage at the most reasonable cost.
We Have the Commercial Insurance Policies to Keep Your Company Safe
We offer a broad range of Commercial Insurance products, each designed to protect your business from a distinct type of risk. While all of these policies are designed to protect your business assets and your profit margin, some offer coverage to protect your vehicles, your inventory, your ability to sustain your company during a temporary closure, your computer-stored data or your reputation.
The cost of your insurance may vary depending on your business location, the equipment you use, the size of your company, and the kind of duties your employers perform. Because our staff is always up-to-date on local laws that affect insurance coverage as well as the specific contents of the insurance policies themselves, we are able to give you accurate, dependable advice.
Among the many kinds of Commercial Insurance we offer in Shrewsbury Township are:
- Business Auto Insurance
- Business Continuation Insurance
- Business Property Insurance
- Cyber Liability/Data Breach Insurance
- General Liability Insurance
- Professional Liability Insurance
- Workers Compensation Insurance
We also provide more specialized policies designed to meet your business’s individual needs.
Choosing the Best Insurance Advisors Is Always Cost-Effective
When you connect with Blue Lion Insurance Advisors, LLC, you are assured of obtaining the best insurance at the most sensible price. More than that, when you become our clients you ensure that you will have our professionals available to make sure your insurance does what it is supposed to when disaster strikes. We always work in your best interests by:
- Offering free consultations
- Making unique recommendations based on your business’ needs
- Keeping current with information pertinent to your insurance coverage
- Staying in contact with you to make sure your insurance coverage continues to meet your company’s needs during changes in structure, location or size
- Finding policies to fit your business’s budget as well as its needs
Because of our ability to network, most of our clients save a substantial percentage on insurance premiums by working with us.
Common Commercial Insurance Policies in Greater Detail
Here is a closer look at three essential types of Commercial Insurance:
Business Liability Insurance
Business Liability Insurance can protect your business from:
- Personal injury claims from visitors, whether it be customers or clients, who have been injured on your property or had property damaged on your premises
- Claims accusing your business or employees of defamation
- Copyright or patent violations or claims of misleading ads
- Lawsuits claiming that you or your employees have damaged the property your company rents
Lawsuits like these can have dire consequences, resulting not only in high settlement for medical expenses, repair or replacement of property, or costs to repair reputational harm, but in exorbitant legal fees as well. A correctly chosen Business Liability Insurance policy, however, can cover attorneys’ fees and court costs whether you win or lose the case.
Employment Practices Liability Insurance (EPLI) in Shrewsbury Township
Sadly, employment discrimination continues to be an issue in New Jersey and throughout the country. Because there are an increasing number of laws to protect against such discrimination, a high number of discrimination lawsuits are filed annually in New Jersey courts.
While many of such lawsuits are legitimate, filed by employees who have suffered injustices, some are filed for nefarious reasons. Disgruntled workers sometimes sue simply to get back at a disliked employer, reverse a justified termination, or collect undeserved monetary damages. This is why you need Employment Practices Liability Insurance (EPLI) to protect your company’s assets and to keep its reputation from being tarnished.
Since no matter how carefully you try you can’t eliminate the possibility that your company can be sued for harassment or discrimination, if you do not yet have EPLI, contact our insurance advisors now to ensure that your business is protected from claims of:
- Wrongful termination
- Sexual harassment
- Employment discrimination
Our advisors are well-versed in employment law as it relates to your particular business, and can always steer you to the EPLI policy best suited to protect your company.
Commercial Flood Insurance
Because the FEMA (Federal Emergency Management Agency) reports that 25 percent of flood claims are filed by businesses in moderate or low-risk flood zones, we recommend that all New Jersey businesses purchase Commercial Flood Insurance. Too many businesses suffer serious damage in spite of the fact that their company is not in a “flood zone.” Furthermore, we may be able to get you a break on the price of Commercial Flood Insurance if your company is deemed to be at low risk.
Contact Our Experienced Commercial Insurance Advisors Today
Figuring out which Commercial Insurance policies are necessary for your company. Can be confusing. That’s where Blue Lion Insurance Advisors, LLC comes in. Our highly capable and responsive insurance advisors are here to help you sort out the complexities of insurance coverage and to make certain that your Commercial Insurance coverage is Blue Lion Strong™.