As you might expect, Ship Bottom borough in Ocean County, New Jersey is named for a shipwreck that occurred within its boundaries more than 200 years ago. Also, not surprisingly, Ship Bottom is known for its panoramic vistas and lovely beaches. In Ship Bottom, like everywhere else in New Jersey, business owners in the know turn to Blue Lion Insurance Advisors, LLC to meet their Commercial Insurance needs by contacting us at (732) 649-1600 or contacting us online.
What Makes Blue Lion Insurance Advisors So Sought After in Ship Bottom
There are a number of reasons our advisors are in demand in Ship Bottom and throughout New Jersey:
We have a well-earned reputation for being knowledgeable and trustworthy.
We offer multiple types of insurance policies from abroad range of insurance companies.
We do not represent any particular provider, so we are able to put our clients’ needs first.
We handle insurance policies designed to protect local companies from everything
from hurricanes and fires to cyber-attacks and embezzlement.
We have in-depth knowledge of all of the policies we handle and know which offer the best coverage at the most cost-effective prices.
We provide free consultations to discuss the best insurance options to meet your needs.
Our customer service is excellent.
We are committed to standing by you when you have to file a claim.
Our success as insurance advisors is based on maintaining strong long-term relationships with our clients, so you can count on being treated with kindness and respect in all your dealings with our company.
Having the Right Insurance for Your Ship Bottom Company Is Crucial
A single catastrophic storm, fire, theft, or cyber attack can have a devastating effect on your business. This is what makes having carefully chosen insurance policies to meet your particular needs so critical. Many previously stable, thriving businesses have been undone by a catastrophic event for which they were not properly prepared. It is essential to be as proactive about protecting your business as you are about protecting your family, especially since your business is likely a major source of your family’s security.
Don’t let another day go by without contacting Blue Lion Insurance Advisors, LLC. Our skilled advisors will ask you pertinent questions in order to understand your company’s insurance needs, then will work hard to protect it from internal as well as external threats. We are pros at guarding your business against the ravages of:
- Acts of theft or vandalism
- Natural catastrophes, such as hurricanes, fires, nor’easters, floods
- Costly lawsuits that target your company with claims of personal injury, premises liability, product liability, copyright or patent violations, etc.
- Employee claims of discrimination, harassment, and wrongful termination
How We Customize Insurance Coverage
At Blue Lion Insurance Advisors, LLC, we understand that while your company may have much in common with other businesses in the same field, every company is unique. Our years of successful risk management have taught us to determine which insurance policies are absolutely necessary for you and which may represent an unnecessary expense by asking you about:
- The type of work you do
- Your inventory
- Your location
- The size of your staff
- The equipment and/or vehicles you use
- The nature of the tasks your employees perform
- How often do visitors come to your workplace
Your answers to these questions will help us make certain that our assessment of your Commercial Insurance needs is accurate.
Commercial Insurance in Ship Bottom
We are well-prepared to provide you with the Commercial Insurance you need whether your company is a small business, a large corporation, a retail store, a franchise, or a professional practice. We know how essential it is to protect:
- Your income
- Your assets
- Your payroll
- Your running expenses
- Your rent or mortgage payments
- Your margin of profit
We are acutely aware that unless you have proper insurance, one slip and fall accident claim or hurricane could knock down all that you worked so hard to build. Below are some of the major types of Commercial Insurance you may require:
Business Liability Insurance in Ship Bottom
Business Liability Insurance is vital to keep your company safe from:
- Other companies or local residents that claim their property has been damaged by your equipment, vehicles, or employees
- Landlords who claim that you damaged your rental property
- Customers, clients, or competitors who claim they have suffered damage to their reputation due to slander or libel by your business or employees
- Personal injury claims brought by customers, vendors, clients, service providers, or visitors
- Claims by customers or clients that you have run misleading ads or violated copyright or patent laws
In any of these situations, Business Liability Insurance can protect you from costly litigation by paying not only for settlements but for attorneys’ fees and court costs. Contact us now.
Employment Practices Liability Insurance (EPLI) in Ship Bottom
Unfortunately, even the most conscientious, fair-minded employers can be hit by employee claims of discrimination or wrongful termination. Because such lawsuits can threaten your company’s financial stability and reputation for integrity, it is imperative to have Employment Practices Liability Insurance (EPLI).
EPLI is designed to protect you from lawsuits that accuse you or your company of:
- Discrimination against a person of a protected class (e.g. age, gender, ethnicity,
sexual orientation, gender identity, religion, race, skin color,) in terms of hiring, promotion, bonuses, etc.
- Poor working conditions (e.g. environmental hazards, failure to follow safety protocols)
- Wage and hour inequities (e.g. misclassification)
- Sexual harassment
- Wrongful termination
Commercial Flood Insurance
Most people are not aware that flooding is the most common natural disaster or that a great many insurance claims for flood damage are filed by businesses in low-risk flood zones. As climate change increases rainfall in many parts of the world and as the destructive power of storms heightens, Flood Insurance becomes a necessity for more and more companies, even for businesses at some distance from the water. Contact our Flood Insurance advisors now for protection from potential flooding and its associated bacteria and mold growth.
Contact Our Experienced Ship Bottom Commercial Insurance Advisors Today
Commercial Insurance is one of those things you have to be proactive about. Don’t wait until your business is endangered. Call on the knowledgeable professionals at Blue Lion Insurance Advisors, LLC to be ready before calamity strikes. Contact us now so we can help you take the necessary steps to make sure your company’s insurance policies are Blue Lion Strong™.